Your home may be repossessed if you do not keep up repayments on your mortgage.
Each month in the UK there are thousands of people looking for a mortgage, but where do they start? Some may speak to their bank, others to their estate agent and many will look online, but there is another option which is much more beneficial, a Whole of Market Mortgage Advisor. Lets take a look at why:
They understand the mortgage industry
Mortgages are not as simple as they first appear. Knowing what term, rate, lender, features and insurance to get are all complex time-consuming matters. A whole of market mortgage advisor will take your whole circumstances into account to recommend a suitable product. They work to find the right mortgage with rates to suit your budget. They can show you your best options and their expert knowledge of the housing market means they can identify the best lenders and mortgage deals out there.
Mortgage advisers are qualified and, on your side
Choosing the right mortgage is not easy. It isn’t as simple as just opting for the cheapest deal you can find online or on the high street. Whole of market mortgage advisers will look for the right mortgage for you and have access to a lot more mortgages than you would if you went direct to one lender. The advice you get is unbiased, they don’t work for a lender so are able to choose the lender and mortgage that best suits you.
When a mortgage advisor recommends a product to a client, he or she gives financial advice. To do this they must have qualifications which enable them to operate within their field. They also have a duty of care to give the best advice possible to their clients.
Mortgages have never been as highly regulated as they are today. Our experienced whole of market mortgage advisers will guide you through this difficult process and offer a mortgage to fit your circumstances. We also ensure that you are advised on the right protection products that will run the alongside the term of the mortgage to minimise potential risks should your circumstances change in the future.
Aspire consultants and affiliates are not tied to any specific provider and can source products from the whole market. We often have exclusive products that are not available elsewhere in the market through our membership with the Intrinsic network.
For help or advice on mortgages please call us on 01928 735510